Domestic Insurance Claims.

Claiming effectively on your home insurance

It is important that with any significant insured loss - whether through fire, flood, burglary, or any other disaster - you contact an insurance loss assessor as quickly as possible. All information covered in our discussions is entirely confidential, and our first consultation is free.

A burglary in your home is a very distressing event. As well as the loss of your belongings, there may well be damage to your property, and you may need to take time off work to deal with the incident. The settlement you receive from your insurance company may not be enough to cover all of these costs - unless you engage the services of an insurance loss assessor when making an insurance claim for a burglary in your home.

The best procedure to follow after an incident

When disaster strikes and you find yourself having to put in a claim, we suggest you follow this procedure:

  1. Contact an independent insurance Loss Assessor such as Truman Associates – to ensure you get expert representation with your insurance company, and maximise your entitlement under the terms of your policy.
  2. Read the small print on your home insurance policy carefully – ideally you should do this before the damage occurs so you know you are properly covered.
  3. Call your home insurance company to advise them you are about to make a claim – it may be faster and more cost-effective to do all this over the phone rather than filling in forms and faxing or posting them. Or better still - have your insurance assessor report your claim for you.
  4. You should make your claim as soon as you can after the incident – there may be a lot of paperwork to collate, including receipts, replacement estimates and repair costs. Your insurance company may insist you use their own preferred suppliers for repairs and replacements - check the details on your home insurance policy.
  5. If your loss is the result of criminal action, you should report to the police and obtain a crime reference number.

If you need to make an insurance claim, it is strongly recommended that you contact Truman Associates Insurance Claims Assessors at an early stage. Of course, the best time to contact us is right at the outset, before you enter a claim. One of our insurance loss assessors will be happy to help you - call us now on 0800 542 1616.

Don't settle for anything less