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Will my Insurance Company object to me using my own Assessor?

Thursday, May 28th, 2009

No. They appreciate that they employ Loss Adjusters to look after their own interests and it is perfectly acceptable to them if you choose to employ someone to act on your behalf. Make sure that anyone you do instruct is authorised and regulated by the Financial Services Authority and have a good reputation in their industry. Insurers will also point out that Loss Assessors charge for their services – and this cannot be claimed for. However, just like having a good Accountant or Solicitor to argue on your behalf, having an expert looking after your own interests rather than the interests of the Insurance Company can make all the difference to the outcome of your insurance claim – and Assessors usually charge only a small percentage of the claim settlement so it is in their interests to have your best interests at heart. Like most things – if you know the rules of the game – you get a higher score!

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