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Expert Help with Your House Fire Insurance Claim.
Whatever precautions we take against house fires, there is always a risk that our homes and possessions may be damaged or destroyed by an unexpected blaze. The aftermath can be stressful to say the least, and making a claim on your insurance for a house fire is just one more headache.
If you do have to make a house fire insurance claim, you probably expect to receive the exact amount you feel you deserve to cover the damage caused. But frequently this is not the case. Insurance companies are out to make a profit, just like any other business, and can’t afford to fork out large sums of money to all of their claimants.
Helping you get a fair result in your house fire insurance claim
When you make a claim from your insurance company, in the event of a house fire or any other disaster, they immediately assign an insurance loss adjuster to your case. They will visit your home to assess the amount of damage the fire has caused, taking photographs and making notes. The loss adjuster then recommends a settlement amount to your insurer.
Insurance loss adjusters work directly for the insurance companies, and so it is in their interests to ensure the insurer pays out as little as possible when settling your claim. They will make every effort to reduce the amount payable when assessing a house fire insurance claim. Unlike loss adjusters, most claimants are not insurance experts and are unable to defend themselves against this behaviour – unless they employ their own expert, in the form of an insurance loss assessor.
The difference between a loss assessor and a loss adjuster is simple. Where a loss adjuster uses their insurance claim expertise to help the insurance company save money, a loss assessor uses theirs to help you. Most people are lucky enough not to have to make many insurance claims, so it’s fair to say they aren’t experts in getting the best result. Loss assessors are experts, and you can use their knowledge and experience to make sure you aren’t short-changed when you make a house fire insurance claim.
What to do in the event of a house fire
If you do become the victim of a house fire, the first thing you should do once the blaze has been tackled is contact an insurance loss assessor. The sooner they can visit your home and make an appraisal of the damage the fire has caused to your home, the better. That way they can best help you to present a detailed and accurate case when making your insurance claim.
Truman Associates only charge a small percentage of your eventual insurance claim settlement, so using an insurance loss assessor is not expensive - in fact the money we charge is usually offset by the higher payout we negotiate for you.
If you are about to make a house fire insurance claim, call Truman Associates loss assessors on 0800 542 1616 or 07831 239545 for expert help and advice.
Don't settle for anything less
“Ours was only a small fire, but what we didn't appreciate was how much damage the smoke had caused. Left to our own devices we wouldn't have known what we were entitled to - it was obvious our insurance company would never have offered the money we were entitled to without a fight. Thank you so much for your help.”
John B
Guildford
“I don't know what we would've done without you. We were at our lowest ebb - you came along and looked after us from start to finish.”
Brenda H
Burgess Hill
