If you've been the victim of a theft from your home, it can leave you feeling shocked and vulnerable. As well as the financial cost, there is the trauma of having your home broken into and personal belongings taken. At such a distressing time, you need to feel supported - but your insurance company may not be as helpful as you thought they would.
An insurance company, like any other business, is out to make as much money as possible. They will work hard to pay out the minimum amount possible when you make a claim for a burglary. Insurance companies employ insurance loss adjusters, insurance experts who will investigate all the details of the crime in order to find ways of reducing your insurance settlement. Insurance loss adjusters deal with insurance claims on a daily basis, whereas you may have no experience of making an insurance claim for theft. What you need is your own insurance expert working on your side - that's where an insurance loss assessor comes in.
An insurance loss assessor works for you, the claimant. While an insurance loss adjuster is working to get the best possible result for your insurance company, an insurance loss assessor does the same thing for you. They will fully investigate the details of your burglary, giving you the support you need during what can be a very stressful time, and making sure you get the full amount you deserve on your insurance claim.
If you discover you have been the victim of a theft from your home, it is vital that you try not to move or touch anything. Call the police immediately. The next call you make should be to an insurance loss assessor. The sooner they are involved with your case, the better. They will come to your home as soon as possible, taking photos and assessing the damage caused. It is likely your insurance company will send an insurance loss adjuster to make an assessment, but they won't necessarily take photos, and may not arrive until after the damage has been cleaned up. This is why it is vital to have an insurance loss assessor working on your side when you have been a victim of theft, to ensure you get a fair and accurate representation when making your insurance claim.
Truman Associates only charge a small percentage of your eventual insurance claim settlement, so using an insurance loss assessor is not expensive - in fact the money we charge is usually offset by the higher payout we negotiate for you.
If you have suffered a theft or from your home, call us now on 0800 542 1616. One of our insurance loss assessors will be happy to help you.