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Providing Expert Help with Your Business Flood Insurance Claim.

Every year, businesses across the UK are affected by flooding. Having to cease trading because of a flood is expensive and time-consuming, and can leave you trying to juggle a lot of problems at once while trying to keep your business running. Once the waters have subsided, you will have to make an insurance claim. It is then that you may find yourself delaing with even more stress.

Insurance companies, like every business, are out to make a profit. With the enormous rise in insurance claims for flood damage over the last decade, insurance companies are doing everything within their power to reduce the amounts they have to pay out for flood insurance claims. The settlement you receive may not be anywhere near the amount you were expecting.

Helping you to get a business flood insurance settlement that covers your costs

Insurance companies employ insurance loss adjusters to investigate every insurance claim they receive. Loss adjusters evaluate the damage the flood has caused to your business premises and property, and then recommend a settlement amount to the insurance company.

But loss adjusters work for the insurance company, not for your business, and they are paid to make sure your insurer gives out as little money as possible. What you and your business need is someone with the same skills as an insurance loss adjuster, working on your behalf. YOu and your business need an insurance loss assessor.

An insurance loss assessor investigates the damage caused by a flood to premises and property, in precisely the same way as a loss adjuster, but uses this information to work out what the fairest payment would be for the claimant, not the insurance company. Loss assessors investigate insurance claims every day, and are able to identify all the small print and finer details of every claim. When you've been set back by floods, do you really want the added stress of trying to deal with your insurance claim while trying to get your business back on track?

What to do in the event of a flood at your business premises

If your business has been affected by floods, get in touch with an insurance loss assessor as quickly as possible. The quicker they can assess the damage, the better. The loss assessor will record all the damage that the flood has caused, taking detailed notes and photographs, which can then be used to strengthen your insurance claim. Loss assessors are experts at communicating with insurance companies, and will put a strong case for giving your business a fair and reasonable settlement.

Truman Associates only charge a small percentage of your eventual insurance claim settlement, so using an insurance loss assessor does not have to be expensive - in fact the money we charge is usually offset by the higher settlement we achieve for you.

If a flood has caused damage to your business premises or other property, call us now on 01273 220555 or 07831 259545 for help with your insurance claim. One of our insurance loss assessors will be happy to help you.

Don't settle for anything less